I have always enjoyed writing and speaking from the heart, something that comes naturally from within me. I like to make each day count! Travelling is my my blood along with the fascination for the entire world! I have travelled extensively to most corners of the globe and attribute my humility and lifeskills to my many world adventures, soaking in all cultures and lifestyles.
My goal is to make a difference somewhere, somehow and to entertain my readers. Are you an author?
Table of contents
Help us improve our Author Pages by updating your bibliography and submitting a new or current image and biography. Learn more at Author Central. Previous page. Kindle Edition.
- Full (unformatted) newspaper text!
- Writers, Publishers, Readers.
- A Mankind Witch (Heirs of Alexandria Book 2)?
Next page. Unlimited One-Day Delivery and more. There's a problem loading this menu at the moment. Books By Amelia Anderson. No 2 Sep Banks have until April next year to implement major changes on overdraft charges. The fees from overdrafts bring in nearly two and a half billion pounds a year and they are mainly paid by a small number of customers who are in debt or vulnerable. The Financial Conduct Authority say it will be the biggest shakeup of overdraft fees in a generation, others aren't so impressed.
Over students in higher education are estranged from their families, without the safety net of the bank of Mum or Dad if things go wrong. Estrangement charity Stand Alone has found that financial and other pressures mean they're three times more likely to drop out before their course finishes than other students. The Scottish Government have launched a brand new benefit for low income families.
We found out how it works. Credit Unions.
Credit unions are financial not-for-profit co-operatives run by their members which offer a range of saving accounts and loans. Around 2 million people in the UK belong to one. In order to join people must have something in common with other members such as living or working in the same area or having the same occupation. The work that credit unions do with those who are excluded from mainstream financial services has led to the perception that they are a "poor man's bank" but this isn't the whole story. If you have a credit union related question for the panel you can call after 1pm on Wednesday 5th June or email moneybox bbc.
Ban on lettings fees begins. Letting agencies can no longer charge tenants fees when they rent a property. They've already been banned in Scotland and now England is following suit. So is this a win win for tenants or will the ban have unintended consequences? When it comes to elderly or vulnerable loved ones, family and friends often rely on other people to help manage their day to day lives, including going shopping, paying bills, helping them look after their money.
Many elderly people fall victim to financial abuse. We speak to Action on Elder Abuse about what you can do to try to stop this from happening. And this week a major change began which should mean that victims of bank fraud are reimbursed for their losses in almost every case. But it only applies to frauds committed from last Tuesday, May 28th. Plus we find out more about TSB's 'fraud guarantee'. The Cost of Music. Music streaming is big business. But how do the various providers differ and how do their payment models work - for consumers and musicians?
If you have a question for the panel or want to share your experience call us on between 1pm and 3. Standard geographic charges from landlines and mobiles will apply. Or send an email before then to moneybox bbc.
Call for online 'credit curfews'. New safeguards for victims of bank fraud come into effect from Tuesday. Over million pounds was stolen from accounts last year through what's called Authorised Push Payment Fraud - that happens when a person is tricked into transferring money into a fraudster's account. Often the banks have refused to refund victims but now they will have to. Figures released this week by StepChange - one of the UK's largest debt charities - show a big rise in the amount of debt relief orders in England and Wales.
But what is a debt relief order and why are they at a four year high? Researchers at Newcastle University have found that a ban on online borrowing between 11pm and 7am could protect consumers and are calling for the introduction of 'credit curfews'. And when a Money Box listener's partner died suddenly just days after they had taken delivery of a new car she could no longer afford the repayments. But the finance company initially told her it would cost tens of thousands of pounds to get out of the contract. We speak car finance with a consumer contract lawyer.
Crowdfunding involves asking a lot of people for typically small amounts of money. It's done online as a way of financing businesses, individuals, charities or the development of ideas. There are different ways to do it including making a donation, giving money in return for shares in a business, providing a loan or receiving a reward linked to the fundraising project in return for your cash. If you have a question for the panel or want to share your experience of crowdfunding as a donor or as a fundraiser call after 1pm on Wednesday 22nd May or send an email before then to moneybox bbc.
- P Prénoms (AZ Prénoms t. 16) (French Edition).
- Allie Alligator (Animal Adventures ABC Book 1);
- Descripción de editorial.
- Thundering Silence: Sutra on Knowing the Better Way to Catch a Snake!
- How to Stop Excessive Sweating in 7 Days or Less Secrets to Stopping Embarrassing Hyperhidrosis Dead in its Tracks!.
- Bogota DC: Picture Book (Educational Childrens Books Collection) - Level 2 (Planet Collection)?
- GENUKI: Inquests - from the Western Morning News and Western Daily Mercury, Devon.
Not my debt! At least two million people suffer domestic abuse in the UK each year. But domestic abuse is not always just physical. Taking control of a partner's money - financial abuse - is often part of controlling someone. This week a new advice service has been launched aimed at people who work in banks and building societies to help them spot the signs of economic abuse among their customers and encourage them to offer practical help when they do. Metro Bank is pronounced 'safe' by the Bank of England. But what would happen to customers if another bank did go bust?
Some businesses have been trying out shortening the working week from the five days which most full timers work to four but with no loss of pay. Or would it pile more pressure onto an already stressed workforce? And what to do if you're pursued for a debt that is not yours. Returning to work. Looking for and finding a job following a long career break can be difficult and demoralising.
There are various reasons for extended career breaks including redundancy, divorce or family commitments. What help is available for returners and how can employers do more to recruit them? Adam Shaw and a panel of guests are ready to hear your questions and experiences and provide practical help. Rent - your flexible friend. Ben Wallace MP, Minister for Economic Fraud responds to criticism from Her Majesty's Inspectorate of Constabulary about whether the government is "content to leave fraud at the back of the queue" given what damage it can do.
Dan Whitworth reports on a significant development for the former clients of collapsed mini-bond firm London Capital and Finance. And the launch of a pilot scheme to tackle rent arrears and keep people away from high cost credit by allowing them to flex their monthly rent payments.
Join Kobo & start eReading today
Saving for the under 35s. The last free cashpoint in town. Free cash machines are disappearing across the UK at an 'alarming' rate according to Which? Two of the major private operators, Cardtronics and Notemachine, have introduced charges for nearly of their ATMS in the last few months, with more following soon.
It's predicted that one in eight machines could soon charge us to take out our money. We hear from Tim Halford, managing director of Cardtronics who defends the charges. Ofgem have scrapped a rule meaning energy suppliers must give customers 30 days notice of a price increase. Anthony Pygram Director of Conduct and Enforcement for the regulator tells us why. We hear how she did it. Ethical Investing. When you invest money do you care what it is used for? Would you avoid so called 'sin stocks' like tobacco, alcohol or gambling?
Increasing numbers of people want to make sure their money is doing good - or at least as little harm as possible. But can you get a decent return from ethical investments? Paul Lewis and a panel of guests are taking your calls and queries about ethical investing. The difficulties of renting on benefits. Tens of thousands of low paid workers will face losing a week's pay or more because the firm that employs them is changing its payroll system.
SUDDENLY (Book 4 in the series) by Amelia Anderson - Read Online
The pay is, in theory, just being deferred. But in practice that deferral could last until they leave their job. What will this mean for its lowest paid staff? The housing charity Shelter is calling for it to be banned but letting agents don't think this is the answer. The long term winners and losers on Universal Credit and air source heat pumps - the Government pays you to generate your own green energy so why are they so rare? Energy: Going Green. As climate change protests continue, how can consumers cut carbon emissions and keep energy bills affordable?
Related SAMSON (Introducing Inspector Lord Pinhorn Book 1)
Copyright 2019 - All Right Reserved